Please review my design for a self cert mortgage company

[wenczmastah]

Hey everyone, I just recently finished a new design for the company am working with, i am still learning webdesign and I would love to get some feedback from fellow web designers
the website is : http://www.self-cert-mortgage-centre.co.uk (self cert mortgage company)


thanks a lot

[~ServerPoint~]

Everything looks great, but what to do next box is excess.