What is the best payment gateway ? [Archive]

MyHoZt

January 9th, 2009, 17:12

Hi
I am starting a new hosting site
and i dont know which payment method should i choose
I heared that 2 checkout is the best
but the take 49$ for signing up
so i must be sure that it is the best
IF THERE ARE OTHER KNOW PAYMENT GATE WAT
please specify

TSO

January 9th, 2009, 23:33

PayPal has become quite popular, as well. You will find many users to be comfortable paying that way, and there is no startup cost. :)

Dynash

January 9th, 2009, 23:51

If you wont pay $49 for a SECURE and RELIABLE payment processor, you shouldn't offer paid hosting.

fcolor

January 10th, 2009, 05:58

I agree, if you want to be trusted - you need quality in all areas. 2CO is OK, they have high commissions but still a good start. Paypal should be always an option for receiving payments.

Authorize.net is another processor you should look at.

Good Luck :)!

shakir

January 10th, 2009, 08:32

Check for Google payment or paypal. Google payment is excellent and easy for clients to purchase and also no need verification for it

iHubNet-Matt

January 10th, 2009, 14:19

Paypal is a good option.

LSComputers

January 11th, 2009, 17:38

Hello,

The big ones would be Paypal, 2checkout, Google Checkout and MoneyBookers (for the UK)

GlennBeforeTime

January 11th, 2009, 17:54

I don't recommend 2CO, I have had nothing but issues with their fraud processing department not doing their job. Every transaction I have ever had with 2CO has failed. It's not worth the $49 they charge for setup. The single most worst payment processor I have ever used.

Now I focus on just using PayPal or mail / deposit for clients in Australia.

Authorize.net, Google Checkout are not available in Australia and moneybookers I didn't feel comfortable using.

LSComputers

January 11th, 2009, 18:32

~ServerPoint~

January 12th, 2009, 03:02

Paypal and 2CO. The ones which are in the lead for me.

MyHoZt

January 12th, 2009, 12:07

If you wont pay $49 for a SECURE and RELIABLE payment processor, you shouldn't offer paid hosting.

Well no proplem in paying 49$
I just dont want to pay except that I am sure that they are the best !
For paypal I cant open account there as my country is not listed there !

LSComputers

January 12th, 2009, 21:16

Well no proplem in paying 49$
I just dont want to pay except that I am sure that they are the best !
For paypal I cant open account there as my country is not listed there !

With 2checkout you can still accept paypal as 2checkout takes credit cards or paypal for payments :). So that will probally be your best choice then.

SiberForum

January 13th, 2009, 04:01

With 2checkout you can still accept paypal as 2checkout takes credit cards or paypal for payments . So that will probally be your best choice then.
2CO has high fees. IMO paypal is better and accept credit cards as well.

serverorigin

January 14th, 2009, 22:32

Paypal is great until a dispute causes your account to be limited for 2-3 weeks. Funny part is the dispute was $4.00... We sent the refund within 24 hours of it being filed. We sent emails and made phone calls for 2 straight weeks.

Luckily we have multiple accounts for all of our sites or we'd been in bad shape.

Kaumil

January 14th, 2009, 23:31

Hello,

The best payment gateway that I have experienced thus far is the PayPal Payments Pro system.

microvps

January 15th, 2009, 04:24

Paypal. Easy to use and they are low in their fees.

GlennBeforeTime

January 15th, 2009, 22:18

Really, eh... I am amazed to hear you had problems.. I know iv had it for about 5 years cleared thousands in it... I guess there some funny issues you faced.

Offside question what do you do for people outside of austraila? who cant use paypal?

People who cannot use paypal can still use paypal through credit card without paypal account. So, Paypal has more reach then 2CO. If they don't know how to submit their credit card details online, or feel uncomfortable doing so, they can contact my billing and support team, and they will help them with the process. If someone is not willing to use an online payment gateway or submit their cards for manual processing, then they wont purchase from my site, or any other site that they have to send their details to.

~ServerPoint~

January 19th, 2009, 02:44

Paypal has more reach then 2CO.
Do you know any statistic links to compare?

HostPromoter

January 21st, 2009, 12:47

another vote for PayPal

implihosting

January 22nd, 2009, 16:29

It has to be paypal though GoogleCheckout isn't bas either.

tumble

January 25th, 2009, 11:19

One needs a combination of payment methods:
Paypal
google
merchant bank for C.C.

All of those are good.

The more options the better for the customer

satishgaire

January 25th, 2009, 15:06

paypal. because u can use it to offer credit and debit card payments. I use quantum for credit card and debit card as well but u gotta pay 10$ monthly plus some fees.

Schmarvin

January 27th, 2009, 07:59

SiberForum

January 29th, 2009, 03:26

But even with the monthly fees, if you lose money to fraud, they can help you win it back at no extra charge. Besides, its not a lot of money being charged. Unless your just with a single business account. So, I would still vote on Paypal.
I suppose that sales team should be trained and smart about fraud payments. That is important as no one want to pay fines

~ServerPoint~

January 30th, 2009, 06:25

If you have lots of payments to check manually you will need to hire separate department for that and this will make prices higher

engineerroy2008

January 30th, 2009, 09:13

For new start up companies, signing up with paypal will do if you are not transferring huge amount in the first few months paypal is no nonsense payment gateway we are using it in our sites

Razerst

January 31st, 2009, 11:19

Paypal for me.
It's the easiest and maybe the cheapest one.

~ServerPoint~

February 3rd, 2009, 03:17

Paypal for me.
It's the easiest and maybe the cheapest one.

That is not the cheapest one. For the small ammounts of money the fees might eat up all funds.

Robdale

February 3rd, 2009, 15:30

I think Paypal is the best and most used payment gateway. Many of the people don't like to provide credit card information over the Internet.

For the safer transaction, PayPal provides a secure server (SSL) but more than that when you purchase something through a PayPal merchant, you get an additional security because only PayPal is provided with your credit card information and not the merchant.

Hostco

February 17th, 2009, 00:55

I will vote Paypal as its more secure and widely used. Almost all webhost accept paypal payments.

engineerroy2008

February 17th, 2009, 01:23

Paypal have lot of restrictions, also not reliable for high volume transactions do go for 2 CO never mind about initial setup fee

Hostco

February 17th, 2009, 01:50

Paypal have lot of restrictions, also not reliable for high volume transactions do go for 2 CO never mind about initial setup fee

For a small business owners such INITIAL SETUP FEEs from 2CO would be of much concern ;)
Also i would like to know " What restrictions do Paypal have " I am not much aware about it.

engineerroy2008

February 17th, 2009, 03:13

Check the offers today if you sign up today the $49 setup fee is waived in 2co.com we had registered try :)

Hostco

February 17th, 2009, 05:43

Check the offers today if you sign up today the $49 setup fee is waived in 2co.com we had registered try :)

hey.. that was great offer but unfortunately its too late.....;)

" UPDATE February 17: Free Signup Day is now over. Thanks to everyone who signed up or told their friends about this promotion! "

gibbs_h

February 17th, 2009, 10:58

IMO Google checkout is better as it charges only 1.5% credit card processing fees also paypal will be the same if your monthly receipts in paypal goes above £50k whereas you 2Checkout charges more.