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ExoWorks
October 3rd, 2002, 02:49
Hi,

Does any one of you know a credit card provider in toronto, canada which provides no setup and no yearly fee credit cards ?
Dean
October 3rd, 2002, 03:11
paypal


[wrong forum]
Jan
October 3rd, 2002, 03:34
You might check with your local bank. Most credit card providers have charges of some sort.
ExoWorks
October 3rd, 2002, 12:11
Originally posted by Phyxisus
paypal


[wrong forum]

Paypal doesn't offers credit cards.
I think you thought i need a merchant account :D
sonichost.net
October 3rd, 2002, 12:46
Paypal doesn't offers credit cards.

Actually they do, because I have one :) PayPal offers Visa cards issued through Providian.

https://www.paypalcreditcard.com

I am not sure if they issue them to Canadain residents or not.
ExoWorks
October 3rd, 2002, 13:49
Paypal's visa cards aren't for canadians :mad:
ExoWorks
October 4th, 2002, 12:17
No one knows one ?? :(
Daniel
October 4th, 2002, 14:01
Master Card, Visa, American Express, ------ar Visa...
ExoWorks
October 4th, 2002, 15:25
Originally posted by Daniel
Master Card, Visa, American Express, ------ar Visa...
????
Daniel
October 4th, 2002, 15:41
Originally posted by important

????

? What's there not to get?

You wanted credit card providers, you got them.
Canuckkev
October 4th, 2002, 16:42
Walk into any bank, talk to them. They will want to shove their credit card down your throat.
ExoWorks
October 4th, 2002, 16:51
But every bank has some yearly or setup fee :mad:
Daniel
October 4th, 2002, 17:52
Originally posted by important
But every bank has some yearly or setup fee :mad:

But so do all credit card companies. Just get a bloody debit card.
Wojtek
October 4th, 2002, 19:02
Important,

Check to see if there's a Desjardins bank in Toronto.

My mom made me a CC with them.

No fee's, except if you don't pay your monthly invoice.
The card's name is Visa Desjardins. Take the basic card as this is the one I have (no fees), not a "gold" one with a bunch of useless (in my opinion) options, and high fees.
sonichost.net
October 4th, 2002, 21:06
Master Card, Visa, American Express, ------ar Visa...

None of those are providers except American Express.

Visa/Master Card are always issued by a bank as Wojtek said. Discover and Amex aren't (they're harder to get). Don't even waste your time with Amex until you have *good* credit.

If you don't have established credit you might have to settle with a card that has a yearly fee. It might not seem like the best option now, but in due time you will no longer be considered high risk and will have your pick of the bunch.

If you're trying to build good credit your best bet is your local bank, especailly if you have a checking / money market account there.

If you don't, look around for banks that will let you open a money market account and give you a "secured" credit card. At least this way you get all of your money back with interest after you've proven to them you are responsible.

Good Luck.:)
ExoWorks
October 7th, 2002, 04:45
Originally posted by Wojtek
Important,

Check to see if there's a Desjardins bank in Toronto.

My mom made me a CC with them.

No fee's, except if you don't pay your monthly invoice.
The card's name is Visa Desjardins. Take the basic card as this is the one I have (no fees), not a "gold" one with a bunch of useless (in my opinion) options, and high fees.

It isn't available in toronto :(