credit card processors

[Chris]

Hi, I'm not sure if this is the correct forum for this, but what are best priced credit card processors for each of these two options:

pay per transations
pay per month and a small fee per transaction.

thanks,
chris.

[Chicken]

You do/don't have a merchant account? Are you looking for a gateway, or more of a non-merchant, 3rd party billing type solution?

[BBReplay]

If you don't want a merchant account then try:
web-charge.com

AVOID onlinebilling.com they are crooks

[Cael]

I don't know if this is a spam, but check out my site. I upload a list of companies, that I can found out in my search that are related with internet transaction.

If it is a spam, delete it. And sorry for posting a spam. I just think that it might help him a bit.

[Chris]

thanks a lot everyone. no i don't want a merchant account, just third-party.

[Sunbug]

We use paypal for all our companies. It works great, people trust it and if customers confirm their accounts then you make an extra $5 per. They charge 2.2% plus $.35 for most of our transaction and they do cap that I think. Real time transaction monitoring and they are now moving the money to your bank accounts much faster.

[Chicken]

But still no reocurring billing? (Paypal I mean)... ???

[Sunbug]

I know irritates the snot outta me, and my dial up account users, we also OP an ISP. I don't understand why they haven't done it yet. Only thing I can think of is that they don't want to maintain a card # database for users that are not verified. Hmmmmmmmm I dunno, but I wish it would change. Sure would make my billing director happy.

[Chris]

i'm aware of paypal, but want something more professional. i already have the secure cart set up, i just need a physical processor. something like what they have at authorize.net.

[Cael]

How bout charge.com ? I think it is expensive...

[GordonH]

I would seriously recommend Worldpay.com.

It costs about $175 set up fee but this allows you to process payments in real time in three currencies.

Because I sell into the US and UK market this has been of great benefit to me and saved a lot of money in bank charges for handling foreign currency transactions.

The cost per transaction is around 5%

Gordon

[Blue Jeep]

We found that Multicards (http://www.multicards.com) is an affordable solution for our
clients. They offer free usage of their secure server, real
time transactions, recurring billing and a few other features
as well.

Be careful though, chargebacks are not run past you first.

We recently had a client cancel their account with us due
to them shutting down their site, and Multicards performed
a refund for an entire yearly prepayment.

We had no problem with the customer getting what was due
to them, however, they had already used 7 months of the 12
months they paid for. Thank God the customer was honest
enough to send us a payment for the 7 months they did use.

If you have any questions, please feel free to email me at my
personal email address which is webbie@corp.bluejeep.com.