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methods of payment

Discussion in 'Host Talk' started by b2netsolutions, Feb 20, 2012.

  1. b2netsolutions

    b2netsolutions New Member

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    What is the best and most secure methods of payment?
     
  2. [JSH]John

    [JSH]John JSHosts.com NLC

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    PayPal, Google Wallet (was Google Checkout) and 2CheckOut are the most popular.
     
  3. Santrex_

    Santrex_ New Member

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    PayPal and 2CheckOut are good and secure.
     
  4. CS Squad

    CS Squad cs-squad.net NLC

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    Paypal and Alertpay
     
  5. wswd

    wswd Premium Premium Member NLC

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    The best method is getting a merchant account and accepting credit cards.
     
  6. Tracker

    Tracker PROFILE NOT FOUND Staff Member NLC

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    Cash!!

    Or paypal...
     
  7. 1paket

    1paket New Member

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    I think 2CheckOut and Paypal are the most secure.
     
  8. Decker

    Decker Officially Old! NLC

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    Merchant account, or if you want cheaper to setup PayPal (unfortunately)
     
  9. mellow-h

    mellow-h New Member

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    All recognized payment methods should be secure. You would probably want to choose a method based on the fees and targeted customers. For example, if you are targeting American, I do not see a reason to choose 2Checkout instead of Paypal. 2Checkout charges almost twice the Paypal, but very useful for the countries where Paypal isn't a viable solution.
     
  10. wswd

    wswd Premium Premium Member NLC

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    The reason not to choose PayPal is that they offer no/little seller protection for hosts.
     
  11. Tyler

    Tyler NLC NLC

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    Who does? Seriously, PM me.
     
  12. wswd

    wswd Premium Premium Member NLC

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    2CO offers some level of protection. Any good merchant account (where the client is using a credit/debit card) is going to be the best protection. They will absolutely go to bat for you. Unfortunately, most clients want to use PayPal these days, and most hosts aren't legitimate businesses, so they don't have access to real merchant accounts. I have actually thought about getting rid of PayPal entirely, but that would really limit my client base, unfortunately.

    Here's a little example:

    Somebody purchased a VPS from us for around $40 a few months ago. About 2 months later (after they had used the VPS for whatever they needed to do) they disputed the purchase in PayPal (with no reason). I submitted log after log showing that the service was delivered, access logs BY THE PURCHASER FROM THEIR IP, uptime stats, etc. I also noted that not a single support ticket had ever been submitted from the buyer. PayPal sided with the buyer, no questions asked. Didn't even contact me. I have had that happen several times. I was going to send this latest one to collections, but it really isn't worth the time or effort, for $80 or whatever.

    With my merchant account, they will go to bat for me every time if I have evidence, and if they honor the purchaser, you can still dispute the claim directly with a Visa/Mastercard/American Express arbitrator. The only time I have ever lost a chargeback claim with my merchant account was when the card/number was legitimately stolen and used to purchase services. That happened twice if I recall, and you will lose those all the time regardless.
     
  13. hostspage

    hostspage New Member

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    Paypal and alertpay are the best methods of payments.
     
  14. HostBug

    HostBug New Member

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    In my mind PayPal is one of the best methods of payment. Many people recognize and trust paypal around the world which makes it a rather easy choice. It also has a good dispute process and is very secure as far as hackers go.

    AlertPay is another good choice however they aren't quiet as well known as PayPal which makes it slightly harder to use.

    In the end I would recommend staying away from any other online payment centers because some of them aren't reliable or legal.

    PS: Mail in Payments is also a great option as long as you have a good documentation process and keep track of the payments which come in.
     
  15. Tracker

    Tracker PROFILE NOT FOUND Staff Member NLC

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    Any payment dispute you have just reply with "Non tangible item" and poof dispute resolved :)

    Ahem... Example here
     
  16. wswd

    wswd Premium Premium Member NLC

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    Unfortunately, that isn't the case. That was 4 years ago. The policy has changed many times over since then.

    Specifically:

    ...and...

    ...and...
     
  17. harrychristopher

    harrychristopher New Member

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    If is off line then cash will be better, else paypal or alert pay working fine.
     
  18. reedhurst1026

    reedhurst1026 New Member

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    Paypal is leader of payment gateways and the second comes 2checkout and the theird is googlecheckout. paypal is the widely used one and mostly secure as it don't have any fraud issues.
     
  19. wswd

    wswd Premium Premium Member NLC

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    Say what??? PayPal accounts are hacked and used fraudulently all the time. Terrible to be a host on the receiving end of a stolen PayPal account (or credit card).
     
  20. CS Squad

    CS Squad cs-squad.net NLC

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    Me too, received so much payments which paid using stolen accounts.
    But anyway, most of those stolen accounts are phished from the account owners...
     

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