I guess you have had some bad hosts, but don't group them ALL together. They are not all alike, regardless of what you state. I have had hosting from Namepad for well over 4 yrs, and have had not one complaint. I have also had several paid hosts that after I send my cash, a month later they fold, leaving me out of a years worth of hosting and cash. Does that make all paid hosts the same? No it doesn't.
Please list some of these hosts, but I have a strong feeling you will not post here again. Please prove me wrong.