It Sucks.
First off, if you are going to use Flash, don't use someone elses templates that have the "Powered By Glenda" watermark on it. That's just being cheap.
Second, LEARN HOW TO USE CSS. BLUE LINKS on a dark gray background are heard to read.
Third, we're not in 1995 where browsers DO NOT SUPPORT IMAGES. Images are your FRIEND. They give your website personality and style. LEARN HOW TO USE THEM. Your site has no images except the companies you are affiliated with or you have installed.
And Finally, Use a good FONT. Times New Roman is out of style. It's ugly.
Buy a template dude or pay someone to use it. Why would someone use your service, if you won't even have a good design that is well laidout?